Jinju City Operates Special Insurance Payment System for Injuries to Children in Public Facilities

Creating Urban Conditions Where Children Are Safe and Happy

Operation of Special Insurance Payment System for Children's Injuries in Public Facilities
Photo by Jinju City

[Asia Economy Yeongnam Reporting Headquarters Reporter Choi Soon-kyung] Jinju City in Gyeongnam announced on the 23rd that it is implementing the payment of the ‘Public Facility Children’s Injury Special Insurance’ to compensate for damages in case of safety accidents involving children using public facilities within the city.

The Public Facility Children’s Injury Special Insurance is an insurance operated by an insurance company under the supervision of Jinju City. It is a system where the city bears the insurance premium to ensure children’s safety in case of unexpected accidents during daily life.

All citizens registered in Jinju City (including registered foreigners) are automatically enrolled without any separate subscription procedures. Anyone can receive insurance benefits regardless of the location where the accident occurs.

The types of insurance include three categories: liability compensation for public facilities, daycare center safety insurance, and citizen safety insurance.

The main coverage includes ▲accidents occurring at public facilities and children’s playgrounds ▲accidents occurring during childcare activities at daycare centers ▲injury treatment costs for traffic accidents in child protection zones (under 12 years old) ▲missing child search support (under 8 years old) ▲injuries and aftereffects from explosions, fires, collapses, use of public transportation, hit-and-run, uninsured vehicles, robbery, persons of merit, gas accidents ▲legal support for medical accidents, etc.

The coverage period allows claims for up to three years from the date of the accident, and overlapping coverage with individually subscribed insurance is possible. For compensation processing, if an accident occurs causing damage, it must be reported to Jinju City, after which the insurance company will determine whether to compensate and then pay the insurance money.

A city official said, “Through the payment of the Public Facility Children’s Injury Special Insurance, we expect to create conditions where children can live safely and happily, ensure they can live with peace of mind, and reduce the economic burden on citizens.”

This content was produced with the assistance of AI translation services.