Hana Savings Bank Launches Non-Face-to-Face Mid-Interest Credit Loan 'OneQ Super Dream Loan'

[Asia Economy Reporter Kiho Sung] Hana Savings Bank announced on the 20th that it has launched the non-face-to-face mid-interest rate credit loan product ‘OneQ Super Dream Loan’ to expand untact financial services.

The ‘OneQ Super Dream Loan’ targets salaried workers aged 27 or older with an annual income of 35 million KRW or more who have been employed at their current workplace for more than 3 months, offering a loan limit of up to 100 million KRW at an interest rate starting from 5.9%.

Additionally, the loan can be extended up to 5 years with a 1-year term when applying for interest-only monthly payments without installment repayment, and when applying for installment repayment, the loan period can be extended up to 10 years, reducing the repayment burden on customers.

The ‘OneQ Super Dream Loan’ is a non-face-to-face automatic screening loan that allows customers to apply and execute the loan all at once through Hana Savings Bank’s mobile app ‘Hana OneQ Savings Bank’ with only an ID card in their name, a mobile phone, and a joint certificate.

A Hana Savings Bank official stated, “Through the OneQ Super Dream Loan, we are now able to provide sufficient loan limits and repayment periods to customers who previously had insufficient loan limits.”

This content was produced with the assistance of AI translation services.