Daegu Bank Launches New Non-Face-to-Face Savings and Deposit Products... Easy Enrollment via App
[Asia Economy Reporter Kim Min-young] DGB Daegu Bank launched the non-face-to-face exclusive product integration 'IM Smart Savings and Installment Savings' on the 10th.
These products can be accessed through Daegu Bank's IM Bank application (app). The subscription process is simple, and it provides an image that allows users to easily check whether they are eligible for preferential interest rates, helping to understand the products more intuitively.
Individuals can subscribe without any limit on the number of accounts. The subscription amount for IM Smart Savings is at least 1 million KRW with no maximum limit. The subscription period ranges from 1 month to 36 months (monthly basis), offering a basic interest rate of 0.95% per annum for a 1-year term plus a preferential interest rate of 0.20 percentage points, providing up to 1.15%.
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The subscription amount for IM Smart Installment Savings ranges from 50,000 KRW to 1 million KRW, and additional deposits up to 1 million KRW per month are allowed including the subscription amount. The subscription period ranges from 6 months to 36 months (monthly basis), with a basic interest rate of 1.05% per annum for a 1-year term plus a preferential interest rate of 0.40 percentage points, offering up to 1.45%.
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