Naver Bank Account Launch Delayed to June "More Service Checks Needed"
[Asia Economy Reporter Buaeri] The launch of the Naver Bankbook, originally scheduled for the end of this month, has been postponed to June.
A Naver official stated on the 29th, "Currently, more checks are needed to provide better service in terms of stability and usability."
The Naver Bankbook is a non-face-to-face comprehensive asset management account (CMA) jointly launched by Naver and Mirae Asset Daewoo. In addition to interest income, users can also earn points by using Naver Pay linked to the bankbook.
The yield varies depending on the previous month's Naver Pay payment amount and the bankbook balance. If the previous month's Naver Pay payment amount is over 100,000 KRW, an annual interest rate of 3% applies up to a limit of 1,000,000 KRW; from 1,000,000 KRW to 10,000,000 KRW, 1% annually; and for amounts exceeding 10,000,000 KRW, 0.5% annually.
Also, after charging Pay Points to the 'Naver Bankbook,' using Naver Pay at various payment destinations including Naver Shopping, reservations, and digital content purchases allows users to earn up to 3% points on the payment amount. This is 0.5% higher than the previous accumulation rate.
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Meanwhile, Naver's paid membership service 'Naver Plus Membership,' scheduled to launch on the 1st of next month, will be released as planned. Users who subscribe to the membership and make payments using Naver Pay for Naver Shopping, reservations, webtoons, etc., can earn up to 5% of the payment amount as Naver Pay points.
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