Siheung City Operates "Citizen Safety Insurance" Year-Round to Support Stability for Citizens Affected by Accidents
Automatic Enrollment for All Siheung Residents
Citizen Safety Insurance to Continue Through 2026
Siheung City in Gyeonggi Province (Mayor Lim Byeong-Taek) operates the "Siheung City Citizen Safety Insurance" year-round to support the livelihood and stability of citizens who have suffered damages from various disasters and accidents.
The Citizen Safety Insurance is a system that provides insurance payouts to citizens who have been affected by unexpected incidents such as natural and social disasters. It is a city-level guarantee system aimed at strengthening the social safety net for citizens and has been continuously operated since 2020. Last year, the city paid out 65.35 million won across 37 cases, and both the number of claims and total payouts have been increasing annually.
All citizens registered as residents in Siheung City (including registered foreigners) are eligible for coverage. Enrollment is automatic without any separate application or sign-up process, and the city covers the entire premium. It is also possible to receive overlapping benefits with other insurance policies.
The main coverage items include: ▲ Death from injuries caused by natural or social disasters (up to 10 million won) ▲ Death or permanent disability due to explosion, fire, collapse, or landslide accidents (up to 10 million won) ▲ Death or permanent disability from injuries sustained while using public transportation (up to 10 million won) ▲ Death or permanent disability from injuries caused by robbery (up to 10 million won) ▲ Medical expenses for injuries from school zone traffic accidents (for children aged 12 or younger, up to 10 million won) ▲ Death or permanent disability from gas accidents (up to 10 million won) ▲ Death from water-related accidents (up to 3 million won) ▲ Burn surgery expenses (500,000 won per surgery), among others, offering broad support.
Insurance claims can be filed within three years from the date of the incident. For claims, citizens are advised to contact NongHyup Property & Casualty Insurance and submit the necessary supporting documents according to their instructions.
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Park Youngdeok, Director of the Safety and Transportation Bureau, stated, "The Citizen Safety Insurance is a practical support system for citizens facing difficulties due to unexpected disasters and accidents," adding, "We will continue to actively promote the system so that no citizen misses out on benefits due to a lack of awareness."
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