A큐온 Savings Bank Launches Three Types of Credit Loans for Office Workers

Application of Alternative Credit Scoring Model... "Minimum Annual 12%"

Accuon Savings Bank announced on the 7th that it will launch three types of credit loans for office workers applying a new alternative credit evaluation model (Office Worker Limit On Loan, Office Worker All On Loan, Office Worker Refinancing On Loan).

This product targets office workers aged 24 to under 65 with an annual income of 20 million KRW or more who have been employed for more than 3 months. The loan interest rate ranges from 12% to 19.7% per annum, and the loan limit is up to 100 million KRW. The loan period can be up to 120 months.

Accuon Savings Bank explained that it applied the alternative credit evaluation model developed last April to this product. It multilayeredly reflected various alternative information including not only existing financial transaction information provided by credit rating agencies but also automatic transfer information from the Korea Financial Telecommunications & Clearings Institute, CreditTree from Korea Credit Data, financial transaction pattern information, and the presence or absence of real estate assets.

An official from Accuon Savings Bank said, “We have strived to provide financial services based on reasonable credit ratings through the new alternative credit evaluation model,” adding, “We will continue to do our best to offer various financial benefits to many customers in the future.”

This content was produced with the assistance of AI translation services.