Casa "2022 Second Half Investment Trend is 'Defense Jatekeu'"

[Asia Economy Reporter Ryu Tae-min] Real Estate Digital Asset-Backed Securities (DABS, hereafter DABS) platform Kasa announced that it has selected 'defensive investment' as the investment trend for the second half of 2022.

This year, as countries around the world have adopted a policy of raising interest rates to curb inflation, the financial market has fallen into a risk trap. Financial market risks negatively affected stocks and virtual assets, increasing instability in the investment market, and money flowed into relatively safe and highly liquid bank deposits and savings. As a result, 'defensive investment,' a safe and defensive investment method rather than aggressive investing, has emerged as the investment trend for the second half of this year.

In fact, 'parking accounts,' which allow free deposits and withdrawals while offering annual interest rates of 2-3%, have gained popularity, prompting banks to competitively raise interest rates on parking accounts. Additionally, with the base interest rate hike, high-interest deposits have been launched not only in the primary financial sector but also in the secondary financial sector, intensifying interest rate competition. In commercial banks, regular deposits without preferential conditions are forming interest rates in the low 3% range annually, and predictions suggest that savings banks will soon introduce regular deposit products with interest rates in the 4% range.

As the number of investors seeking to protect their assets safely increases, services that allow small-unit investments in commercial real estate shares are also gaining popularity. In Kasa's case, it is the only real estate securities exchange that returns 'triple profits' to investors, including rental dividend yields of 3-5% annually, which are higher than bank deposits, building sale gains, and DABS trading gains. It has listed commercial office buildings in Gangnam and Yeouido areas, as well as hotels and logistics centers on the exchange, presenting profit models to investors.

Kasa was designated as an innovative financial service by the Financial Services Commission in December 2019 and operates under government supervision. The service is designed so that Kasa's assets and investment funds are separated through Hana Bank, allowing investors to safely recover their deposited investment funds from financial institutions in case of emergencies, and all operational information is transparently disclosed.

So far, the cumulative public offering amount of buildings listed on the Kasa exchange is 38.47 billion KRW, and as of July 2022, the number of downloads has surpassed 345,000, with 160,000 members. Additionally, Kasa secured about 40 billion KRW in investment funds to date after receiving a Series B investment of 19 billion KRW in the fourth quarter of 2021.

Ye Chang-wan, CEO of Kasa, said, "Kasa has continuously grown over the past 1 year and 8 months by proving that stable profit generation is possible based on overwhelming safety," adding, "We will not lose our original intention and will steadily list properties with excellent conditions."

This content was produced with the assistance of AI translation services.