DB Insurance Obtains Exclusive Rights for 'Chamjoheun Senior Healthcare Protection Insurance'

[Asia Economy Reporter Changhwan Lee] DB Insurance announced on the 24th that it has obtained exclusive usage rights for 6 months and 3 months respectively for the new system (providing healthcare services for lifestyle disease coverage) and new coverage (Care Care Call diabetes medication treatment expenses) of the ‘Chamjoeun Senior Healthcare Protection Insurance’ launched last month.

The ‘Chamjoeun Senior Healthcare Protection Insurance’ allows seniors to receive coverage by combining various lifestyle diseases and treatments with necessary services such as care care calls, hospital escort, housekeeping assistance, and health management supplies support.

By combining coverage for various lifestyle diseases and healthcare services necessary for their treatment, it differentiates itself from services previously limited to major disease diagnosis. Unlike other additional services that had limited conditions and usage frequency resulting in minimal utilization, this product allows the use of these services throughout the entire insurance period.

Additionally, DB Insurance developed coverage reflecting the actual treatment patterns of diabetes, a representative chronic disease, for the first time in the industry. While existing diabetes diagnosis coverage was based on diagnosis at a specific point in time according to diabetes levels and provided one-time coverage without guaranteeing continuous treatment, the ‘Care Care Call Diabetes Medication Treatment Expenses’ allows subscribers to choose either medication treatment expenses up to 120,000 KRW annually or care care call services, ensuring continuous coverage during treatment.

By reflecting the characteristics of chronic diseases, this product significantly improves the utility of insurance by providing not only continuous coverage but also health management and emotional stability for caregivers.

The product is available for subscription from ages 40 to 90, and even those with pre-existing conditions can subscribe through a simplified questionnaire. Furthermore, it features a 5-year term automatic renewal structure, allowing coverage up to age 100.

A DB Insurance official stated, “By providing healthcare services tailored to the treatment patterns of chronic and lifestyle diseases such as diabetes through this insurance product, we expect to help insured individuals manage their health, prevent diseases, and socially alleviate concerns about care costs.”

This content was produced with the assistance of AI translation services.