"Coverage Guaranteed by Diagnosis Alone" Meritz Fire & Marine Insurance '(Non-Life) Meritz Dumddukdam Diagnosis Coverage Insurance' Attracts Attention

[Asia Economy Reporter Changhwan Lee] Meritz Fire & Marine Insurance's 'Non-dividend Meritz Dumddukdamun Diagnosis Insurance,' which provides insurance coverage based solely on disease diagnosis, is gaining attention.

According to Meritz Fire & Marine Insurance on the 22nd, the Non-dividend Meritz Dumddukdamun Diagnosis Insurance is an improved product from existing disease insurance that only covers after surgery to disease insurance that provides coverage based solely on diagnosis.

Unlike the previous selective coverage only for specific disease diagnoses, it is also characterized by comprehensive coverage of diseases related to bodily organs.

Meritz Fire & Marine Insurance has also obtained a 3-month exclusive usage right for two special contracts of this product: 'Specific Two Major Central Nervous System Disease Diagnosis Benefit' and 'Bone and Joint Cartilage Benign Tumor Diagnosis Benefit.'

The Specific Two Major Central Nervous System Disease Diagnosis Benefit covers diseases such as brain meningitis, encephalitis, and abscesses or inflammatory diseases occurring in intracranial veins.

The Bone and Joint Cartilage Benign Tumor Diagnosis Benefit covers benign tumors (benign neoplasms) occurring in bones and joints/cartilage such as arms, legs, pelvis, spine, knees, and shoulders.

A company official explained, "Reflecting the reality that the proportion of patients treated with non-surgical methods is increasing due to advances in medical technology," adding, "The advantage is that treatments such as medication, procedures/surgery, which were previously in coverage blind spots, can now be covered solely based on disease code diagnosis without complicated conditions."

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