If Driving Long Hours During Seol Holiday... Recommended to Subscribe to Short-Term Driver Expansion Special Contract

[Asia Economy Reporter Changhwan Lee] Many people are preparing for long-distance travel ahead of the Seollal holiday.

Insurance companies advise that it is a good idea to temporarily subscribe to the Short-term Driver Expansion Rider during the holiday period, as long-distance driving may be necessary.

This is because, during holidays, driving time often increases due to traffic congestion, requiring drivers to take turns.

In such cases, if a person who is not included in the driver scope defined by the insurance drives and causes an accident, there may be cases where insurance coverage is not provided.

Therefore, if it is unavoidable to hand over the steering wheel to someone else, it is recommended to subscribe to the Short-term Driver Expansion Rider that temporarily expands the driver scope.

However, the coverage does not take effect from the time of subscription but only from 24:00 on the subscription date until 24:00 on the end date, so it is necessary to subscribe a day before handing over the steering wheel.

Also, since the rider applies only for a short period, it is important to clearly check the insurance period of the subscribed rider to ensure that persons outside the driver scope do not drive.

Additionally, if you have subscribed to other automobile driving coverage riders, insurance companies stated that compensation for 'Bodily Injury Liability II', 'Property Damage Liability', and 'Personal Injury' is possible under the comprehensive insurance you have subscribed to, even if you or your spouse cause an accident while driving another person's vehicle.

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