Lotte Insurance Launches 'Ansim Comprehensive Insurance' Offering Various Damage Coverage

[Asia Economy Reporter Oh Hyung-gil] Lotte Insurance announced on the 12th that it has newly launched the ‘Lotte Comprehensive Safety Insurance,’ which covers various damages from traffic accident handling to everyday life risks.

This product provides insurance payments for injuries caused by traffic accidents, living expenses coverage in case of accidental death or permanent disability of 80% or more, and compensation for actual damages in case of fire damage. It is a comprehensive insurance that covers various risks that may occur in daily life, including driver fines and other cost damages, injuries, illnesses, property damage, and liability coverage.

In particular, reflecting the risk factors perceived by drivers, the automobile accident lawyer hiring fee III coverage has been increased from the existing 10 million KRW to a maximum of 20 million KRW, and the (serious injury) traffic accident support fund III coverage limit has been expanded from the existing 50 million KRW to various limits of 30 million, 50 million, 70 million, and 100 million KRW, significantly strengthening the cost loss coverage due to traffic accidents. An exemption from premium payments is introduced in case of 50% or more permanent disability from traffic injury, allowing customers to maintain their insurance contracts without additional premium payments.

Enrollment is possible up to age 80, and the insurance period is composed of 3, 5, 10, 15, and 20-year terms as well as maturity types at ages 80, 90, and 100. Payment methods can also be selected from 10, 15, 20, 25, and 30-year payment plans or single premium payment.

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