"Be Careful in These Areas"...Financial Supervisory Service Issues Voice Warnings for 100 Major Intentional Accident Hotspots

Expanded to 100 Areas Nationwide and 3 Major Navigation Apps in April

To Be Installed in Hyundai and Kia In-Vehicle Navigation Systems This Year

The Financial Supervisory Service will significantly expand the areas covered by its voice guidance service in order to prevent intentional traffic accidents.

On the 27th, the Financial Supervisory Service announced that it will increase the number of major intentional accident-prone areas from the existing 35 to 100 nationwide, providing drivers with voice guidance through major navigation apps. This decision reflects the results of analyzing data on detected intentional accidents over the past three years, which identified regions with high accident frequencies.

The scope of the service will also be broadened. In addition to TMAP and KakaoNavi, the service will be linked with Naver Map (Directions), so it will be available on the top three navigation apps in South Korea.

The method of guidance has also been further advanced. Previously, voice guidance was provided 15 meters before entering an accident-prone section, but going forward, advance notifications will be given from 150 meters away. This measure is intended to help drivers prepare for hazardous sections in advance. In addition, frequent accident types such as lane changes and left turns will be further categorized and visualized in the form of pop-ups, with accompanying voice guidance.

The Financial Supervisory Service also plans to expand this service to in-vehicle navigation systems. In cooperation with Hyundai Motor Company and Kia Corporation, the service is scheduled to be introduced within this year and will be included when vehicles are delivered. Since it can be used without a separate app installation, even the elderly and other digitally vulnerable groups who are not familiar with smartphones will be able to easily use it. However, for existing vehicles, a map update will be required, and for some imported cars, applicability may vary by manufacturer.

The Financial Supervisory Service urged drivers to make defensive driving a habit in order to prevent intentional accidents. It stressed the importance of complying with basic traffic laws, such as maintaining a sufficient safety distance and using turn signals when changing lanes, as well as yielding when making unprotected left turns at intersections. In particular, it pointed out that vehicles violating laws—such as running red lights, making illegal U-turns, or failing to maintain a safe distance—can become targets for intentional accidents.

In cases where an intentional accident is suspected, the agency advised immediately reporting to the police and insurance company, and exercising caution when settling at the scene. It also emphasized that securing evidence is most important in the event of an accident. In particular, the original black box footage is a key piece of evidence in determining whether insurance fraud has occurred, so drivers should check its power status, recording location, and methods for extracting footage in advance. It is also important to take on-site photos of vehicle damage, accident location, and road conditions, as well as to secure witness statements and contact information.

The Financial Supervisory Service also called for special caution, noting that there has been a rise in cases where slang such as "high-paying short-term part-time job" or "offensive defense (ggsb)" is used to lure people into insurance fraud. Such acts are punishable by up to 10 years in prison or a fine of up to 50 million won under the Special Act on the Prevention of Insurance Fraud.

Going forward, the Financial Supervisory Service stated that it will regularly update the list of intentional accident-prone areas to reflect the latest detection trends and will strengthen its collaboration with related agencies to continue enhancing its response to insurance fraud.

This content was produced with the assistance of AI translation services.