Real Estate Collateral Value Analyzed in One Minute...Aplusrealty Launches "Eolmani"

AI-Powered Rights Analysis Service
Enables Calculation of Refundable Deposit Amount

Aplusrealty announced on April 1 that its real estate platform "Eolmani" has launched an AI-based rights analysis service, also called "Eolmani," which analyzes real estate collateral value in just one minute.

This service combines public data and AI algorithms to comprehensively analyze rights relationships listed in the real estate registry, local auction winning bid rates, and actual transaction prices. Through this service, users can gain detailed insight into the collateral security and recoverability of real estate assets.

Until now, assessments of collateral safety often relied on the experience of staff or manual calculations, which presented limitations and contributed to an increase in non-performing loans and lease fraud. The Eolmani service addresses these limitations with AI proptech technology. When a user enters a property address, the system instantly and automatically analyzes the rights relationships in the registry, extracting senior rights such as mortgage liens, provisional seizures or attachments, and provisional dispositions.

In addition, the system calculates the expected sale price and refundable deposit amount by reflecting winning bid rates and market price information based on region and property use. On the analysis results screen, the system presents the possible limit for subordinate loans by scenario, reflecting bid and sale rates, and automatically classifies the results into three risk levels: "Safe," "Caution," and "Risky." Tenants about to sign a lease can reduce the risk of deposit loss, while lending companies and credit providers can use the service to calculate and review the limits for subordinate loans based on senior claims.

Aplusr Realty 'Eolmani' Bond Collateral Report. Provided by Aplusr Realty

Furthermore, by leveraging AI, the service can immediately reflect real-time market conditions in its data. If the value of the collateral real estate declines, financial institutions can use timely re-evaluations as a basis for adjusting collateral rights or requiring additional collateral, enabling proactive risk management.

The time required for rights analysis and appraisal has also been significantly reduced. Previously, these processes could take anywhere from one to five business days, but with Eolmani, they can be completed in about one minute. An Aplusrealty representative explained, "We have lowered the analysis fee to within 5% of the current market price, making the service more accessible."

An Aplusrealty representative added, "The core cause of lease fraud lies in information asymmetry. By building an infrastructure that allows anyone to check collateral value within one minute, we aim to protect individual tenants and establish ourselves as a trusted platform that supports data-driven decision-making in the financial sector."

This content was produced with the assistance of AI translation services.