Korean Teachers’ Credit Union Surpasses 85 Trillion Won in Assets, Marks 12 Consecutive Years of Profit

Net Profit of 1.86 Trillion Won

The Korean Teachers’ Credit Union announced on March 27, 2026, that it achieved a net profit of 1.8618 trillion won last year. Its total assets were tallied at 85.8938 trillion won, representing a 15.2% increase compared to the previous year.

In terms of asset composition, investment assets accounted for 82.1% (70.4383 trillion won), member loans made up 12.6% (10.7894 trillion won), and other assets comprised 5.3% (4.6661 trillion won). The breakdown of investment assets by category was as follows: corporate investments at 25.5% (17.9436 trillion won), real estate at 22.0% (15.5162 trillion won), equities at 18.4% (12.9567 trillion won), infrastructure at 17.0% (12.0126 trillion won), and bonds at 17.0% (12.0092 trillion won). By region, domestic assets accounted for 38.7%, while overseas assets made up 61.3%.

The fund’s return on investment was recorded at 11%. Specifically, financial investments (stocks and bonds) recorded 21.9%, corporate investments 5.6%, and alternative investments 5.4%. The Korean Teachers’ Credit Union explained, “In the case of financial investments, the increase in valuation gains from a proactive allocation to domestic stocks expected to benefit from market stimulus measures and favorable memory chip industry conditions contributed to the return.” The union added, “For overseas stocks, information technology (IT) sectors maintained robust growth, driven by expectations for the advancement of the artificial intelligence (AI) industry. In both domestic and overseas bond investments, we achieved stable results through flexible buying and selling strategies adapted to the interest rate environment.”

In the corporate investment segment, the union noted that in Korea, the selective inclusion of prime assets in senior acquisition financing funds and the smooth recovery of project fund investments were achieved. Overseas, stable profits were realized through multi-strategy SMAs and secondary investments.

Regarding alternative investments, the Korean Teachers’ Credit Union stated, “In infrastructure investments, stable dividend income and rising demand in the overseas infrastructure market contributed to returns. For domestic real estate, realized gains from project investment disposals and dividend income from loan investments were reflected in the returns.”

Jung Gap-yoon, Chairman of the Korean Teachers’ Credit Union, commented, “These results are the outcome of systematically managing risk from a long-term perspective, diversifying asset allocation, advancing our management system, and continuously strengthening investment expertise. Moving forward, the union will further enhance its management capabilities to steward members’ valuable assets more responsibly and will strive to generate stable and sustainable returns through flexible investment strategies.”

This content was produced with the assistance of AI translation services.