KB Kookmin Bank Launches Loan Transfer Service for Sole Proprietors... Putting 'Inclusive Finance' Into Practice
Up to 100,000 Won Interest Support in the First Month
Exclusive 0.3 Percentage Point Preferential Rate for Non-Face-to-Face Transfers
Compare and Switch Loans Across 18 Financial Institutions
KB Kookmin Bank announced on March 17, 2026, that it will launch a loan transfer service for sole proprietors starting March 18 as part of its inclusive finance initiative to ease the financial burden on small business owners.
This service was developed under the leadership of the Financial Services Commission to expand financial consumers' choices and reduce the financial burden for vulnerable groups, such as small business owners. The program has broadened its scope from individual credit loans to now include credit loans for sole proprietors.
As a result, sole proprietor customers can easily compare the credit loan interest rates and limits offered by 18 financial institutions and switch to loans with more favorable terms. The key feature is that the entire process, from comparison to switching, can be completed in one seamless step.
The maximum transferable loan limit is 300 million won when using a bank branch, and up to 200 million won when using non-face-to-face channels. In addition, all customers who transfer their loans to KB Kookmin Bank through non-face-to-face channels will receive a special preferential rate of up to 0.3 percentage points for loan transfers.
The loan transfer service is available at all KB Kookmin Bank branches, as well as through KB Star Banking, KB Business Star Banking, and the mobile web (KB Business Mobile Branch). It is also accessible via major loan comparison platforms such as Kakao Pay, Toss, and Naver Pay.
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To celebrate the launch of the service, KB Kookmin Bank will hold an event until May 15. All customers who transfer their loans to KB Kookmin Bank through the non-face-to-face loan transfer service will receive up to 100,000 won in cash, corresponding to the interest paid in the first month.
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