KB Kookmin Bank Achieves No. 1 in Default Option Reserves Across Financial Sector

KB Kookmin Bank announced on December 11, 2025, that as of the end of the third quarter of 2025, it had achieved the largest amount of default option (pre-designated management system) product reserves in the entire financial sector.

The default option is a system introduced in 2023 to prevent idle retirement pension funds from being left at low interest rates and to enhance returns. According to a public notice from the Ministry of Employment and Labor, KB Kookmin Bank's default option reserves amounted to 10.2672 trillion won, the highest among all 41 default option providers.

In particular, when broken down by product risk level, reserves in stable investment-type or higher accounted for 16.8% of the bank's total default option reserves, the highest proportion among all banks. According to KB Kookmin Bank, customers are not limiting themselves to principal-guaranteed products but are actively utilizing a variety of products that match their investment preferences.

A KB Kookmin Bank official stated, "We will continue to contribute meaningfully to customers' long-term asset building as a lifelong financial partner for the public, leveraging our differentiated management capabilities."

This content was produced with the assistance of AI translation services.