'First in the Nation' Gyeonggi Climate Insurance Covers Winter Cold-Related Illnesses

Gyeonggi Province, which was the first in the country to introduce the 'Gyeonggi Climate Insurance,' has paid out a total of 42,278 insurance claims. Notably, 41,444 cases, accounting for 98% of all payouts, were made to so-called climate-vulnerable groups, such as the elderly and low-income residents.

Gyeonggi Climate Insurance is a program in which the province covers the entire insurance premium, automatically enrolling all residents without any separate procedure. It provides fixed-sum coverage for the following: diagnosis of heat-related or cold-related illnesses, diagnosis of infectious diseases, and consolation payments for injuries lasting four weeks or more due to weather advisories.

Gyeonggi Climate Insurance

Looking at the monthly number of claims paid: 8 in May, 14 in June, 189 in July, 7,176 in August, 13,818 in September, 7,245 in October, 12,025 in November, and 1,803 so far in December. The total amount paid out in insurance claims is 924.08 million won.

By category, there were 617 claims for heat-related illnesses, 2 for cold-related illnesses, 175 for infectious diseases, 47 for consolation payments, 23 for hospitalization expenses, and 41,414 for transportation expenses to medical institutions.

Gyeonggi Province also provides climate insurance payouts during the winter. In the event of a diagnosis of a cold-related illness (such as hypothermia or frostbite), a diagnosis benefit of 100,000 won is provided. If an injury requiring four weeks or more of treatment is diagnosed due to a cold wave or heavy snowfall (limited to days with weather advisories), a consolation payment of 300,000 won is available.

This content was produced with the assistance of AI translation services.