Korea Investment TIF All-in-One Lifetime Income ETF Focus Fund Posts Outstanding One-Year Return

Korea Investment Management announced on August 19 that the Korea Investment TIF All-in-One Lifetime Income ETF Focus Fund has recorded the highest return among target income funds (TIFs) established in Korea.

According to fund evaluation agency FnGuide, as of the previous day's closing price, the Korea Investment TIF All-in-One Lifetime Income ETF Focus Fund (Bond Mixed - Fund of Funds Type, based on C-F class) posted a one-year return of 10.07%. This was the best performance among domestic TIFs. The six-month return was 2.45%. The fund's strong performance is attributed to its strategy of increasing the allocation to equities, thereby raising the expected return.

The Korea Investment TIF All-in-One Lifetime Income ETF Focus Fund is an asset allocation-type TIF that invests in a variety of assets, including global equities and bonds, aiming to achieve both long-term excess returns and risk management. TIFs are customized funds specialized for retirement asset management, designed to help maintain and utilize retirement assets effectively. Since they are managed with withdrawal rates that align with the start of pension payments, they can generate a stable cash flow over time.

This fund applies an asset allocation strategy optimized for domestic investors, operating with a combination of overseas equities-centered on U.S. growth stocks-and domestic bonds. Its foreign currency assets are 100% currency-exposed, and it narrows the gap between economic upturn and downturn scenarios. The fund also features a low-cost portfolio focused on exchange-traded funds (ETFs), regular portfolio rebalancing, and a rebalancing strategy that takes into account both market conditions and costs. As a retirement investment product, it pursues a low-cost structure to maximize long-term returns.

To address longevity risk arising from increased life expectancy, the fund maintains an equity allocation of approximately 35-40%, ensuring a certain level of profitability even after retirement. By analyzing economic cycles spanning over 40 years and utilizing its proprietary Long-Term Capital Market Assumptions (LTCMA), the fund applies an optimized portfolio that increases returns while managing risk in a sophisticated manner.

Kang Sungsoo, Managing Director and Head of Solutions at Korea Investment Management, stated, "The fund's strength lies in its management strategy designed to deliver both stability and profitability," adding, "It has been particularly well received by investors seeking steady returns even after retirement." He continued, "We plan to further expand our product lineup to meet diverse investor needs, including launching additional classes in the future."

The Korea Investment TIF All-in-One Lifetime Income ETF Focus Fund series is a performance-based product, and past returns do not guarantee future returns. Principal loss may occur depending on fund performance.

This content was produced with the assistance of AI translation services.