[Click eStock] "Duzon Bizon, ONE AI Effect Expected to Materialize Soon"

iM Securities analyzed on the 21st that the ONE AI effect for Duzon Bizon will be fully realized. With ONE AI successfully settling in by reaching 2,000 corporate customers within six months of its launch last year, it is expected to lead performance improvement. No investment opinion or target price was provided.

Lee Sangheon, a researcher at iM Securities, explained, "The possibility of upward revision in Duzon Bizon's performance is increasing due to the expansion of ONE AI customers," adding, "ONE AI has been integrated into corporate solutions such as OmniEsol, Amaranth 10, and WEHAGO, enhancing companies' AI utilization and accessibility."

Duzon Bizon's ONE AI is a productivity innovation AI tool embedded in core corporate business solutions. By integrating AI into major solutions such as ERP, groupware, and EDM, it automates business processes and maximizes efficiency and convenience. The API bridge technology and RAG engine developed in-house by Duzon Bizon are evaluated to minimize hallucinations and support the safe use of real-time data based on strong security technology.

iM Securities particularly explained that the continuous increase in new customers for Duzon Bizon's Amaranth 10 and the growing proportion of cloud services are significantly contributing to performance improvement. Researcher Lee Sangheon diagnosed, "The expansion of AI adoption will not only increase sales but also accelerate the transition to cloud ERP," adding, "Although ERP has traditionally been used for as long as possible once introduced, the emergence of AI that can improve work productivity is expected to be a driving force triggering ERP replacement demand."

New businesses such as the accounts receivable factoring business of Techfin Ratings, a joint venture with Shinhan Bank and SGI Seoul Guarantee Insurance, are also expected to become visible. He emphasized, "Accounts receivable factoring is a service that quickly converts accounts receivable into cash based on a company's credit rating, supporting smooth fund management for small and medium-sized enterprises from the perspective of inclusive finance," adding, "Duzon Bizon aims to create a differentiated credit evaluation model from existing financial institutions by utilizing big data built while operating the ERP system."

It was also forecasted that the progress of the Duzon Bank consortium, centered on Duzon Bizon, will accelerate. Researcher Lee Sangheon explained, "The Duzon Bank consortium, preparing to become an internet-only bank specialized for small and medium-sized enterprises and small business owners, will submit a preliminary approval application in March, and after undergoing review by the private external evaluation committee and financial authorities, the preliminary approval results will be announced in the first half of the year."

This content was produced with the assistance of AI translation services.