Gwangjin-gu Introduces 'Injury Diagnosis Unit Amount' in Residents' Life Safety Insurance Operation

All Gwangjin-gu Residents Automatically Enrolled Without Additional Procedures
New Support: Up to 300,000 KRW Lump Sum Payment for Injury Diagnosed Over Four Weeks

Gwangjin-gu (Mayor Kim Kyung-ho) is enhancing and newly operating the Gwangjin-gu Residents' Life Safety Insurance to support residents who have suffered damage due to accidents.

The Residents' Life Safety Insurance is an insurance system automatically enrolled for all Gwangjin-gu residents, allowing those who suffer damage from disasters and accidents that may occur in daily life to receive compensation through the insurance company contracted by Gwangjin-gu.

It targets all residents registered in Gwangjin-gu, and medical expenses are supported up to a limit of 700,000 KRW in case of injury accidents. However, unlike last year, those enrolled in actual expense insurance are excluded.

Additionally, government compensation accidents under laws such as industrial accidents, traffic accidents, and non-reimbursable items are also excluded from coverage.

In the case of injury death, coverage is provided up to 5,000,000 KRW, and treatment expenses for children injured in traffic accidents while walking are covered up to 500,000 KRW. This year, a new injury diagnosis lump sum payment has been established, allowing up to 300,000 KRW support for those diagnosed for more than four weeks among injury medical expense recipients.

To file an insurance claim, injured residents must prepare the required documents and apply directly to the insurance company via fax or email. Insurance claims must be made within three years from the date of the accident; claims cannot be made after this period. For detailed information on coverage items and exclusions, please contact the insurance reception center.

The Gwangjin-gu Residents' Life Safety Insurance has been in effect since 2021 and marks its fifth year this year. In 2024 alone, approximately 490 million KRW in insurance payments were made for a total of 870 injury cases, easing the medical expense burden for residents.

Kim Kyung-ho, Mayor of Gwangjin-gu, said, “I hope this will be of some help to residents who were shocked and confused by unexpected accidents,” and added, “Gwangjin-gu will continue to be a reliable support so that residents can live safely and securely.”

This content was produced with the assistance of AI translation services.