Mirae Asset Life Launches 'Online Anal and Polyp Surgery Insurance'

[Asia Economy Reporter Changhwan Lee] Mirae Asset Life Insurance announced on the 13th that it has launched the ‘Online Anus & Polyp Surgery Insurance,’ which provides practical coverage for common lifestyle-related diseases.

This product is an online insurance that covers surgeries for rectal and anal diseases commonly referred to as ‘hemorrhoids,’ as well as surgeries for benign tumors and polyps discovered during health checkups, all at an affordable premium.

According to Statistics Korea’s ‘Ranking of Frequent Surgical Diseases,’ in 2020, there were a total of 162,000 hemorrhoid surgeries in South Korea, making it the second most common surgery performed on Korean citizens in a year.

This product pays KRW 200,000 (limited to the first occurrence) for surgeries related to rectal and anal diseases. It also provides coverage of KRW 100,000 (once per year) for surgeries on benign tumors and polyps of the body’s eight major organs frequently found during health checkups (only applicable to covered items).

This product, which covers anal and gastrointestinal diseases frequently occurring in modern people, offers the advantage of online insurance by providing affordable premium benefits.

Anyone aged 20 to 60 can subscribe, and the insurance period can be flexibly chosen among 2, 3, or 5 years depending on the situation. For example, a 40-year-old male choosing a 3-year single premium payment only needs to pay KRW 11,911 once, reducing the burden of monthly payments.

Namyoung Kim, Head of Digital Innovation Division at Mirae Asset Life Insurance, said, “This product is optimized for modern people, covering not only anal diseases but also benign tumors (polyps) of eight major organs such as the stomach and colon, which are frequently found during regular health checkups.”

This content was produced with the assistance of AI translation services.