Shinhan Bank Provides Non-Face-to-Face Business Loan Inquiry Service for KT's 'Jalnagage'
Analyzing Commercial Districts with Big Data Technology... Checking Business Loan Limits and Interest Rates
[Asia Economy Reporter Kwangho Lee] Shinhan Bank announced on the 22nd that it will provide the non-face-to-face business loan service 'Solpyeonhan Business Loan Limit Inquiry Service' to 'Jalnagage,' a commercial district analysis platform operated by KT.
Jalnagage is KT's commercial district analysis platform that conveniently provides small business owners with essential information and business tips such as floating population, sales information, and related industry trends of the commercial district analyzed using big data technology.
As part of the business agreement (MOU) promoted by both companies in April, Shinhan Bank and KT installed a service on Jalnagage that allows users to check the limit and interest rate of Solpyeonhan Business Loan, a non-face-to-face business loan. Through this, small business owners using Jalnagage can not only analyze commercial districts but also check business loan limits and interest rates and proceed with loan execution immediately.
In particular, Shinhan Bank offers an annual preferential interest rate of 0.2% to customers who newly take out business loans through Jalnagage.
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A Shinhan Bank official said, "We prepared this service together with KT to enhance the convenience of small business customers and grow together," adding, "Starting with this service, we plan to continuously provide specialized financial services for small business owners by combining data from both companies with KT."
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