Mirae Asset Life Insurance, Enrollment Screening Within 5 Minutes... Smart Diagnostic Service
[Asia Economy Reporter Oh Hyung-gil] Mirae Asset Life Insurance announced on the 12th that it is operating a smart proxy diagnosis service that shortens insurance underwriting to 5 minutes.
Previously, when health examination results were required for insurance contract signing, customers had to visit a hospital for diagnosis or a nurse from a visiting examination company would visit the customer to conduct tests such as blood and urine tests before the insurance underwriting proceeded. The underwriting period took from a minimum of 3 days to a maximum of 10 days, causing significant inconvenience.
This smart proxy diagnosis service replaces on-site diagnosis by scraping health examination information from the National Health Insurance website using a smartphone. After installing the mobile app and completing the joint authentication process, customers can check their health examination history from the National Health Insurance Service and apply for insurance without hospital visits or face-to-face nurse procedures.
Mirae Asset Life Insurance expects that by omitting the visiting examination procedure, the insurance underwriting time will be reduced, greatly increasing customer convenience. Customers who have a national health examination history within the last 2 years or have agreed to provide information to the National Health Insurance Service during regular workplace health checkups can use the smart proxy diagnosis service.
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Woo Ji-hee, Head of Contract Management at Mirae Asset Life Insurance, said, "We hope many customers will be able to subscribe to insurance and use services more conveniently through the smart proxy diagnosis service," adding, "We will make great efforts to provide differentiated customer experiences by utilizing insurtech."
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