Hyundai Marine & Fire Insurance Launches 'Maeum Dream Medical' Insurance Covering Outpatient Daily Allowance and Mental Illness

Hyundai Marine & Fire Insurance announced on the 5th that it has launched the 'Maeum Dream Medical Insurance,' which focuses on covering lifestyle diseases with reasonable premiums.

[Asia Economy Reporter Oh Hyung-gil] Hyundai Marine & Fire Insurance announced on the 5th that it has launched the 'Maeum Dream Medical Insurance,' which focuses on covering lifestyle diseases with reasonable premiums.

It comprehensively covers mental illnesses, chronic diseases, and adult diseases caused by stress and weakened immune function, and provides coverage for high-cost treatments for severe illnesses as well as treatments involving hospitalization, surgery, and outpatient care.

If outpatient treatment is received within 180 days after discharge from hospitalization due to injury or illness, a daily outpatient treatment allowance is paid for up to 20 days.

In particular, it is the industry's first to introduce coverage for mental illness treatment and psoriasis skin treatment. If diagnosed with mental illnesses such as depression, panic disorder, obsessive-compulsive disorder, or schizophrenia and receiving medication treatment for more than 90 days, insurance benefits are paid differentially according to severity. It also covers phototherapy and medication treatment for psoriasis, a refractory skin disease with no clear cause.

Additionally, through infertility treatment coverage, it provides protection for artificial insemination and in vitro fertilization (one time each), and also covers new medical treatment costs for severe illnesses such as targeted anticancer therapy and thrombolytic therapy.

It is available for subscription from ages 15 to 70 and provides coverage up to age 100. The insurance period can be selected among 10, 20, or 30 years with renewable terms. The premium is about 20,000 KRW per month for a 40-year-old male with a 20-year term and single premium payment.

This content was produced with the assistance of AI translation services.