Samsung Asset Management's Winning Investment 'Three-Part Division'

[Asia Economy Reporter Junho Hwang] Samsung Asset Management proposed a three-part portfolio that divides assets into stocks, income, and bonds according to the investor's temperament and financial status as a winning investment formula. Samsung Asset Management announced this on the 26th through its self-published fund manual, Winning Investment.

For example, by age group, those in their 20s and 30s who have just started working should focus on building seed money. Since the investment period is long and there is time to recover even if losses occur, it is worth considering increasing the stock ratio to 50%, with income and bonds at 30% and 20%, respectively. Those in their 40s and 50s, who are most active in their careers but need to think about retirement, are advised to compose a neutral portfolio, while those aged 60 and above are recommended to reduce the stock ratio to 20% and increase bonds up to 50%.

Samsung Asset Management stated, "The core of the three-part portfolio is to realize profits on assets whose prices have risen approximately every six months and to continue adjusting the proportions by additionally purchasing assets with lower prices at a discount. By doing so, the asset class proportions within the portfolio can be steadily maintained."

A Samsung Asset Management official explained, "We put a lot of thought into including content that would help investors who have recently become interested in investing," adding, "Our goal is to provide a way for all investors to make winning investments."

This content was produced with the assistance of AI translation services.