Hanwha General Insurance Launches 'Eye-Only Insurance' Covering Examination to Surgery Costs

Hanwha General Insurance announced on the 5th that it will be the first in the industry to launch a specialized eye insurance product, "Non-dividend Bright Eye Health Insurance," which provides focused coverage at each stage from eye disease examination to treatment, procedures, and surgery.

[Asia Economy Reporter Oh Hyung-gil] Hanwha General Insurance announced on the 5th that it will be the first in the industry to launch an eye-specific insurance product, 'Non-dividend Bright Eye Health Insurance,' which provides step-by-step coverage from eye disease examinations to treatment, procedures, and surgeries.

The insurance offers basic coverage for 'Eye (Orbital) Safety Treatment Expenses' necessary for eye examinations and treatments, covers specific examination fees up to three times annually (once per day) for the prevention of eye diseases, and provides coverage for specific treatment and surgery fees once a year each.

It also covers eye-related procedures such as eyelid entropion and ptosis surgeries for vision improvement, and incision of chalazion (eye stye).

Additionally, with the Eye Safety Diagnosis Fee Rider, it covers specific diseases that can occur in the retina and cornea such as macular degeneration, diabetic retinopathy, corneal opacity, and keratoconus, as well as specific eye injuries like foreign substances entering the eye during daily life, limited to the first occurrence. It also introduces the 'Eyeglass Damage Cost' rider that compensates actual expenses if eyeglass lenses or frames are damaged due to accidental incidents.

Various riders are provided, including corneal transplant surgery fees (one-time), surgery fees for three major ophthalmic diseases (once annually), diagnosis fees for herpes zoster ophthalmicus and diabetic complications, and critical illness diagnosis fees, offering broad coverage for hospitalization surgery, diagnosis, disability/blindness, and injuries.

This product, available for individuals aged 15 to 60, is a yearly renewable plan with terms of 5, 10, or 20 years, allowing coverage renewal up to age 80.

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