Lotte Insurance Launches "Injury Insurance for When You Get Hurt"... Up to Six Annual Benefits Based on Body Part and Severity

Lotte Insurance announced on March 10 that it has launched the “Injury Insurance for When You Get Hurt,” which provides integrated injury diagnosis benefits up to six times per year, depending on the injured body part and severity of injury.

The “Injury Insurance for When You Get Hurt” is a lifestyle-focused insurance product that covers not only common everyday injuries such as bruises and contusions, but also more serious injuries like fractures and amputations, with step-by-step coverage.

In particular, the insurance is characterized by a coverage system that is subdivided by body part and injury severity. Based on two areas—upper body and arms, and lower body—the severity of injury is classified into three levels: mild, moderate, and severe. If the injured area or the severity differs, policyholders can receive benefits up to six times per year.

For severe injuries, the maximum coverage is up to 5 million won per diagnosis, while mild injuries are covered up to 50,000 won, and moderate injuries up to 300,000 won. Additionally, optional riders are available for wound suture treatment and injury rehabilitation treatment, helping to ease the financial burden of surgery and rehabilitation when needed.

The “Injury Insurance for When You Get Hurt” can be easily purchased through Lotte Insurance’s lifestyle-focused insurance platform ALICE.

A representative from Lotte Insurance stated, “This product was designed to help people prepare for both minor and major injuries that can occur in everyday life, with affordable premiums. Moving forward, we will continue to expand injury and illness coverage services closely tied to customers’ daily lives through ALICE.”

This content was produced with the assistance of AI translation services.