Samsung Didim Mildang Daramswi Global EMP Outperforms TDF in Returns

Samsung Asset Management announced on January 23 that the Samsung Didim Mildang Daramswi Global EMP Fund, a Didim Fund, has achieved a return of 8.7% in just over four months since its launch. This is the best performance among the 25 Didim Funds. Since its launch in September 2024, its net asset value has grown to 13.8 billion KRW.

The Didim Fund is a pension-specialized asset allocation fund brand jointly prepared and launched by the Korea Financial Investment Association and asset management companies. Each management company selects and launches products that focus on their asset allocation capabilities, attracting significant attention in the market. As of January 22, the combined net assets of the 25 Didim Funds amount to 182.8 billion KRW.

The Samsung Didim Mildang Daramswi Fund manages assets using a strategy that automatically adjusts the allocation between global stocks and bonds depending on the economic cycle. The fund’s name reflects the idea that, just as a squirrel gathers acorns, investors can see results by consistently investing their pension funds through a systematic savings plan.

Generally, most asset allocation funds that diversify across stocks and bonds adopt similar strategies, with little active adjustment in investment proportions. However, Samsung Asset Management differentiates itself by actively adjusting the stock and bond allocations of the Samsung Didim Mildang Daramswi Fund using an economic cycle model developed by its specialized AI-quantitative management team, thereby delivering distinctive results.

The Samsung Didim Mildang Daramswi Fund maintains a stock allocation of about 40%. It has outperformed all 31 TDF2030 products with similar allocation levels. As its performance became known, its net asset value increased by 5.6 billion KRW since the beginning of the year, reaching 13.8 billion KRW as of now.

The Samsung Didim Mildang Daramswi Fund is classified as a stable product because it sets the basic investment limit for stocks and bonds at a 4:6 ratio, making it eligible for 100% investment within retirement pension accounts. It is a global EMP (ETF Managed Portfolio) fund with currency exposure. By constructing its portfolio with global stock and bond ETFs, the fund maximizes risk diversification while also improving cost efficiency. The management fee is 0.19%, which is among the lowest of the 25 Didim Funds.

Jeon Yongwoo, Head of Pension OCIO at Samsung Asset Management, said, "The Didim Fund is growing as a stable product that helps people across the country prepare for retirement, based on its stable management performance." He added, "The Samsung Didim Mildang Daramswi Fund is an attractive product with excellent performance and a low management fee, outperforming all TDF products with similar investment ratios in terms of returns. We will do our best to help long-term investors prepare for their retirement funds."

The Samsung Didim Mildang Daramswi Global EMP Fund is available for subscription through Samsung Securities, Mirae Asset Securities, KB Securities, Woori Investment & Securities, Shinhan Investment & Securities, and IM Securities, among others.

This content was produced with the assistance of AI translation services.