Expansion of Coverage for Nowon Resident Safety Insurance

Automatic Enrollment of 490,000 Residents Including Registered Foreigners in Nowon-gu...Excluding Overlapping Items with Seoul Citizens Insurance, Adding 'Burn Surgery Expenses' with Relatively High Payouts...Coverage Period from February 1, 2024 to January 31, 2025, Claims Allowed Within 3 Years from Accident Date...Insurance for Electric Mobility Devices for Disabled Also Planned, Increasing Coverage and Reducing Self-Payment

Nowon-gu, Seoul (Mayor Oh Seung-rok) announced that it will add the ‘Burn Surgery Expenses’ item to the ‘Nowon-gu Resident Safety Insurance’ for all residents and implement it starting February 1.

The ‘Nowon-gu Resident Safety Insurance’ has been in effect since 2019 to protect residents from various disasters that may occur in daily life and to provide prompt financial support. Coverage is provided regardless of the accident location, and compensation totaling 586 million KRW has been paid for 201 cases so far.

Any resident registered in Nowon-gu is automatically enrolled without a separate subscription process. The coverage period is from February 1, 2024, to January 31, 2025, and residents who move in during the coverage period can also receive benefits. The insurance premium is fully covered by the district office and is automatically canceled upon moving out.

Insurance claims must be filed with the ‘Local Finance Mutual Aid Association’ within three years from the date of the accident. Insurance payments are made within four weeks after the claim application is received.

The coverage items include ▲death from gas injury accidents ▲sequelae from gas injury accidents ▲emergency room treatment expenses for dog bite accidents ▲diagnosis fees for heat-related illnesses ▲compensation for crime victims, totaling eight types.

The change from last year is that efficiency has been improved by prioritizing disaster and accident prevention. To ensure practical protection for residents, items overlapping with the Seoul Citizen Safety Insurance were excluded, and ‘Burn Surgery Expenses (coverage amount 1 million KRW),’ which has seen a steady increase in insurance payouts over the past three years, was added.

Additionally, this year, the district plans to enroll residents with disabilities registered in Nowon-gu in insurance for electric mobility aids (wheelchairs, scooters). The coverage period is the same as the ‘Nowon-gu Resident Safety Insurance,’ from February 1, 2024, to January 31, 2025.

The maximum coverage amount has been increased from 20 million KRW to 50 million KRW, and the deductible has been lowered from 50,000 KRW to 30,000 KRW.

The district expects to establish a robust safety net that protects Nowon-gu residents regardless of their location through enrollment in the Nowon-gu Resident Safety Insurance and electric mobility aid insurance.

Oh Seung-rok, Mayor of Nowon-gu, said, “I hope the Nowon-gu Resident Safety Insurance will serve as a strong shield for residents who suffer unexpected accidents in daily life.” He added, “We will continue to strive to improve residents’ quality of life by building various social safety nets.”

This content was produced with the assistance of AI translation services.