Incheon Citizen Safety Insurance Adds 'Natural Disaster Injury'... 13 Coverage Items

Incheon City announced on the 10th that it has increased the number of coverage items in the citizen safety insurance to 13 by adding injury sequelae caused by natural disasters starting this year.

The coverage items include death from natural disasters, death from explosion, fire, or collapse accidents (including injury sequelae), and death from assault injuries (including injury sequelae), among others.

Incheon citizens can receive insurance benefits even if they die or suffer injury sequelae while using public transportation. Additionally, treatment costs for injuries from school zone traffic accidents and emergency room treatment costs for dog bite incidents are also covered by the insurance.

The coverage amounts are 10 million KRW for death, up to 15 million KRW for injury sequelae, 13 million KRW for death caused by natural disasters, and 200,000 KRW for emergency room treatment costs due to dog bite incidents.

Incheon City Hall

This year marks the 6th year of the Incheon Citizen Safety Insurance, which is contracted directly by Incheon City with insurance companies and funded by the city. Citizens registered in Incheon and registered foreigners are automatically enrolled in the safety insurance without any separate procedures. However, if damage occurs, the victim or the bereaved family of the deceased must claim the insurance benefits directly from the insurance company within three years.

Coverage is provided regardless of the location of the accident as long as the person is an Incheon citizen, and benefits can be received in addition to personal insurance. Applicants can download the application form from the Incheon City Hall or Korea Local Finance Association websites, fill it out, and then claim the insurance from the insurance company.

An official from Incheon City stated, "We have added coverage items to more thoroughly protect and support citizens' lives from disasters or unexpected accidents," and added, "We will continue to expand citizen safety insurance to make Incheon a safe city."

This content was produced with the assistance of AI translation services.