"NFT Is Not a Virtual Asset" [3-Minute Brief]

[At a Glance]
① Self-Employed with Over 5% Annual Interest Rate to Receive 1.5 Million Won Back
② Seoul Apartment Jeonse Hits Highest in 2 Years... Overcoming Extinction Theory
③ National Pension Couple's Highest Monthly Benefit Reaches 4.96 Million Won

MARKET INDEX : Year To Date

- Box range market expected to continue until year-end
- Securities firms forecast KOSPI between 2430 and 2560
- "Focus on revised dot plot outlook and US Federal Reserve decisions"

TOP 3 NEWS

■ NFTs excluded from virtual assets... Deposit operation profits must be paid

- Financial Services Commission announces draft enforcement decree for Virtual Asset User Protection Act
- Key points include excluding NFTs from virtual asset scope and maintaining 80% cold wallet ratio
- Obligations to monitor abnormal transactions on exchanges... Procedures for imposing fines also established

■ Banks propose win-win plan to refund 1.5 million KRW to self-employed with over 5% annual interest

- Targeting self-employed and small business owners with loan interest rates above 5% per annum
- Discussing 'up to 1.5 million KRW annual refund per 100 million KRW loan'
- 18 banks expected to participate... Total support amount around 2 trillion KRW

■ Subscription market caught in 'double hardship'

- Subscription market cooling due to dual challenges of high pre-sale prices and high interest rates
- Increased uncertainty in real estate market further dampens buying sentiment
- Pre-sale prices expected to continue rising... Impact of increased raw material costs

Graphic News: Seoul Apartment Jeonse, Reviving Despite Extinction Theory

- In October, the proportion of Jeonse in Seoul apartment rental market reached the highest in about two years

- Demand increased due to falling Jeonse prices, loan interest rates, and expectations of declining housing prices
- Experts analyze that the trend of tenants preferring Jeonse will continue

the Chart

- Number of couples receiving combined monthly benefits over 3 million KRW surpasses 1,000 pairs
- Steady increase in couples receiving benefits since the National Pension system implementation
- Highest combined monthly pension for couples is 4.69 million KRW; individual highest is 2.66 million KRW

Person in the News: Trump's Shadow Cabinet

- A shadow cabinet prepared in advance by the opposition party in anticipation of gaining power
- Names considered include Senator J.D. Vance and former TV anchor Kara Lake
- Foreign media report "Loyalty to Trump is a key criterion for selecting core officials"

Today's Key Schedule

○ Domestic Major Schedule

- Sweet Castle The Prime in Geumseo-myeon, Sancheong-gun, Gyeongnam
- Hyundai Prahills Sosa Station The Prime (officetel) in Sosabon-dong, Bucheon

○ Overseas
- 08:50 Japan Tankan Large Manufacturing Index (Q4)
- 15:00 Japan Machine Tool Orders (YoY)
- 20:00 Canada Leading Indicator (MoM) (November)

◇ Lunch & Commute Weather

○ Lowest temperature 9℃(▲3℃) ｜ Highest temperature: 10℃(▼5)
○ Precipitation probability 60% in the morning｜80% in the afternoon
○ Fine dust Good in the morning｜Good in the afternoon

OK in 3 minutes, essential time - cost-effective economic news. Published daily at 8 AM.

This content was produced with the assistance of AI translation services.