Daejeon City Operates Personal Compensation Insurance for Damages from Road and Park Use

Daejeon City announced on the 8th that it is operating the "Compensation Mutual Aid Insurance for Public Facilities (hereinafter referred to as Mutual Aid Insurance)" to allow individuals to receive compensation if users of roads, parks, or sports facilities suffer damages.

The Mutual Aid Insurance is subscribed to by Daejeon City and handled exclusively by a property insurance company when legal liability for compensation arises due to damage to a person's body or property caused by management defects of facilities owned, used, or managed by the city.

Daejeon City has subscribed to the Mutual Aid Insurance to reduce the burden on local administration and to assist victims in prompt insurance processing.

For example, if a citizen suffers damage such as a tire burst or wheel damage caused by potholes on roads during winter, they can receive insurance benefits by submitting photos of the damage and a compensation claim for public facility liability to the local government’s road department.

The insurance company visits the site, interviews the applicant, and then reviews the case to decide whether compensation will be provided.

The compensation limits are up to 500 million KRW per incident and up to 300 million KRW per person for bodily injury, and up to 1 billion KRW per incident for property damage, depending on the facility.

Last year, a total of 1,152 public facility liability incidents were reported to Daejeon City, and the insurance payments actually made after review amounted to 1.47 billion KRW.

Daejeon City plans to subscribe to the regular public facility Mutual Aid Insurance next year by the end of this year after verifying any changes or omissions related to the completion, new construction, purchase, or demolition of shared property to resolve the issue of difficulty in compensation when accidents occur at uninsured public facilities.

Additionally, the city intends to strengthen promotion of the Mutual Aid Insurance system so that citizens who suffer damages while using various administrative property facilities are aware of the system and can apply for relief.

Jeon Ilhong, head of the Accounting Division of Daejeon City, said, “Through thorough subscription to the Mutual Aid Insurance, we will strive to ensure citizens’ safety and promote the public facility liability system to minimize the economic damage to citizens who suffer from unforeseen accidents.”

This content was produced with the assistance of AI translation services.