BNK Busan Bank Launches 'ONE Speed Loan' Available Without Document Submission... Up to 50 Million KRW for Salary Earners

Sales Start from the 30th, Easy Execution with Pre-Approval

Up to 40 Million KRW Loans for Self-Employed and Other Income Earners

BNK Busan Bank (President Bang Seong-bin) has launched the ‘ONE Speed Loan,’ which can be used quickly and conveniently without submitting separate documents.

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The ‘ONE Speed Loan’ is a product that selects eligible loan customers through a pre-screening process at the end of each month and provides immediate loans upon customer request.

Selected salaried employees can borrow up to 50 million KRW, while self-employed individuals or those with other income sources can borrow up to 40 million KRW. However, the loan application must be submitted within one month after being selected.

The loan repayment methods can be chosen from lump-sum repayment, installment repayment, or overdraft loan, with loan periods ranging from a minimum of 6 months to a maximum of 5 years depending on the repayment method.

Detailed information about the product is available through Busan Bank’s mobile banking or at all branches.

Lee Soo-chan, Head of Credit Sales Division at Busan Bank, stated, “We developed this credit loan product so that customers can use it quickly and easily without complicated screening,” and added, “Busan Bank will continue to make active efforts to launch differentiated financial products centered on customers.”

On the same day, Busan Bank expanded customer options by adding the COFIX (Cost of Funds Index) based on new balances, which has relatively low interest rate volatility, to the benchmark interest rate of its main credit loan product, ‘ONE Credit Household Loan.’

This content was produced with the assistance of AI translation services.