A Couple in Their 20s Commits 37 Insurance Frauds While Carrying a Two-Year-Old and Pregnant...

Received Insurance Benefits Worth 167 Million KRW Over 5 Years

Four people in their 20s who deliberately caused traffic accidents while carrying young children and fraudulently claimed about 160 million won in insurance money were handed over to the prosecution.

On the 22nd, the Gyeonggi Nambu Provincial Police Agency announced that they had arrested Mr. A, in his 20s, on charges of violating the Special Act on the Prevention of Insurance Fraud and handed him over to the prosecution on the 18th. In addition, the police sent three others, including Mr. A's wife Ms. B and two of Mr. A's middle school classmates, to the prosecution without detention.

Mr. A and others are accused of deliberately causing contact accidents targeting vehicles violating traffic regulations in the Gwangju and Seongnam areas of Gyeonggi Province over five years from April 2018 to last February, then claiming insurance money under the pretext of settlement fees and repair costs, extorting approximately 167 million won from insurance companies in 37 instances.
[Photo by Gyeonggi Nambu Police Agency]

Mr. A and others are accused of intentionally causing contact accidents targeting vehicles violating traffic regulations in the areas of Gwangju-si and Seongnam-si, Gyeonggi Province, from April 2018 to last February over five years, then claiming insurance money under the name of settlement money and repair costs, extorting about 167 million won from insurance companies in 37 cases.

Among these, Mr. A alone committed 19 offenses. He usually worked as a delivery driver and committed insurance fraud by hitting vehicles that were reversing or changing lanes at intersections while riding a motorcycle.

Mr. A also committed insurance fraud while driving a rental car with his wife Ms. B and his classmates. Notably, Ms. B was six months pregnant during the first offense, and it was revealed that she committed the crimes 16 times while carrying their two-year-old child in the vehicle.

This case came to light when an insurance company reported to the police in January that "insurance fraud is suspected," providing information on 18 traffic accident records of Mr. A. The police analyzed Mr. A's traffic accident and financial transaction records, as well as vehicle black box footage, and found that he had committed additional crimes with three accomplices, including Ms. B.

Mr. A committed 19 offenses alone. He usually worked as a delivery driver and defrauded insurance money by riding a motorcycle and colliding with vehicles that were reversing or changing lanes at intersections.
[Photo by Gyeonggi Nambu Police Agency]

They stated during the police investigation that they committed the crimes to repay gambling debts and cover living expenses.

Regarding the reason for carrying young children in the vehicle, they said, "To claim more insurance money and to avoid suspicion of the crime." In fact, it was found that they received about 10 million won from insurance companies solely under the name of settlement money for the child.

A representative of the Traffic Crime Investigation Team at the Gyeonggi Nambu Provincial Police Agency said, "Insurance fraud crimes mainly target vehicles violating traffic regulations," and added, "It is important to follow traffic regulations well, and if insurance fraud is suspected, please report it to the police without fail."

Meanwhile, Article 8 (Insurance Fraud Crime) of the Special Act on the Prevention of Insurance Fraud stipulates that anyone who obtains insurance money through insurance fraud or causes a third party to obtain insurance money shall be punished by imprisonment for up to 10 years or a fine of up to 50 million won.

This content was produced with the assistance of AI translation services.