Personal Information of 16,830 High-Amount and Habitual Defaulters of the 4 Major Insurances Disclosed

National Health Insurance data photo. [Image source=Yonhap News]

[Asia Economy Reporter Lee Gwan-ju] The National Health Insurance Service announced on the 30th that it has disclosed the personal information of 16,830 high-amount and habitual defaulters of the four major social insurance premiums on its website.

By insurance type, there are 10,056 for health insurance, 6,770 for national pension, and 4 for employment and industrial accident insurance. The criteria for disclosing personal information are health insurance premiums overdue by more than one year amounting to 10 million KRW or more, pension insurance premiums of 20 million KRW or more, and employment and industrial accident insurance premiums overdue by more than two years amounting to 1 billion KRW or more.

The system for disclosing the personal information of high-amount and habitual defaulters is designed to prevent moral hazard among defaulters and encourage voluntary payment to strengthen the financial soundness of insurance. The number of disclosures this year decreased by 14% compared to last year (19,563 people).

When the personal information of high-amount and habitual defaulters is disclosed, they become subject to benefit restrictions and cannot receive health insurance benefits when using hospitals or clinics, meaning they must bear the full cost of medical treatment themselves.

In the case of the national pension, the disclosed subjects are employers (representatives) of defaulting workplaces. If the workplace’s pension insurance premiums are in arrears, workers may suffer the disadvantage of not having their national pension enrollment period recognized. To increase employer accountability and protect workers’ pension benefits, the disclosure criteria have been strengthened starting this year.

The Service stated, "We will make efforts to reduce arrears of the four major insurance premiums by implementing strong collection measures such as pre-benefit restrictions, seizure, and public auction against defaulters who have the ability to pay but do not pay premiums."

This content was produced with the assistance of AI translation services.