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KB Kookmin Bank Launches Banking Industry's First 'Dual CB Credit Management Service'
Simultaneous Partnership with NICE and KCB

[Asia Economy Reporter Sim Nayoung] KB Kookmin Bank announced on the 12th that it has expanded its credit management partner for KB MyData to Korea Credit Bureau (hereinafter KCB) and implemented the banking sector's first 'Dual CB Credit Management Service.'

With this expansion of partners, KB Kookmin Bank provides the 'Dual CB Credit Management Service' through simultaneous partnerships with NICE and KCB. Along with NICE's existing services such as credit score inquiry, credit information change notifications, and score improvement, the partnership with KCB enables credit score management using MyData.

Providing 'Credit Score Improvement' Service Using Financial Transaction Information

'Credit Score Improvement' is a service that analyzes the correlation between credit scores and meaningful financial transaction information connected through the customer's MyData API, immediately reflecting it in credit evaluation so that results can be checked instantly.

It comprehensively analyzes customer information such as previously provided national pension and health insurance payment information, as well as savings, insurance, securities, and pension transaction information collected via MyData, awarding additional points to the credit score.

Asset Information at a Glance with 'MyData Report' Based on 'MyData Score'

Additionally, KB Kookmin Bank introduces the 'MyData Report' service utilizing the 'MyData Score.' The 'MyData Score' is data that financial institutions can use to supplement existing credit scores during loan or card issuance evaluations, and related information can be checked and managed through the MyData Report.

Moreover, the MyData Report allows customers to view information on assets, expenditures, debts, and more registered across multiple platforms at a glance.

A KB Kookmin Bank official stated, "As consumer interest in credit score management grows, we have prepared meaningful credit management services that can practically improve customers' creditworthiness," adding, "We will continue to strive to provide differentiated credit management services utilizing customers' MyData through collaboration with partners."

This content was produced with the assistance of AI translation services.