DB Insurance Launches 'Direct Ojalgong Golf Insurance'
[Asia Economy Reporter Changhwan Lee] DB Insurance announced on the 22nd that it has launched the ‘Direct Ojalgong Golf Insurance,’ which focuses on golf-specialized coverage such as joint pain injection treatment costs.
This product is the first in the industry to cover injection treatment costs for pain relief, a major treatment method for alleviating pain.
This coverage provides benefits for insured amounts up to once per day and five times annually when receiving covered joint pain injection treatments for musculoskeletal and connective tissue diseases or injuries, thereby addressing coverage gaps for various joint pains caused by swing motions.
They developed coverage for rib sprain physical therapy costs, which provides benefits up to once per day and 15 times annually when diagnosed with a rib sprain and receiving covered physical therapy.
New coverages have also been introduced to cover accidents that may occur during outdoor golf activities, such as golf cart accident injury treatment costs (grades 1 to 10) and venomous animal contact poisoning diagnosis fees.
Coverage for hole-in-one expenses and golf equipment damage has also been expanded. Previously, the long-term insurance hole-in-one expense coverage was only available once during the insurance period, but this coverage has increased the number of times it can be claimed to once annually.
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For golf equipment damage coverage previously sold, only accidents occurring within golf facilities were covered, but the new product significantly expands the scope of compensation to include damages during golf course transfers, personal practice outside golf facilities, and other daily life situations.
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