DB Insurance Launches Direct Chamjoheun Driving Life Auto Insurance

[Asia Economy Reporter Changhwan Lee] Auto insurance that offers premium discounts based on the driver's safe driving level has recently been gaining attention in the market.

DB Insurance announced on the 23rd that its 'Direct Chamjoheun Driving Life Driver Insurance,' which provides premium discount benefits according to safe driving scores, is attracting consumer interest.

This product is designed to encourage safe driving during the insurance period and reduce customers' accident risks by offering premium discounts at two points: at the time of insurance subscription and at maturity, based on the safe driving score.

At the time of insurance subscription, if the safe driving score from the T-map navigation app (calculated after setting a destination on T-map and driving more than 1000 km within the last 6 months) is between 61 and 90 points, a 2% discount is applied; if it is 91 points or higher, a 5% discount is applied.

At insurance maturity, if the safe driving score is between 61 and 90 points, an additional 2% discount is given; if it is 91 points or higher, an additional 5% discount is provided. The total amount of premiums paid during the insurance period will be refunded in a lump sum according to the applicable discount rate.

If the safe driving score is 91 points or higher both at the time of subscription and at maturity, a maximum of 10% premium discount is granted.

The 'Direct Chamjoheun Driving Life Driver Insurance' is a direct product that can be subscribed to directly on the DB Insurance website. It features a simple coverage structure focused on essential guarantees with a 3-year maturity to enhance customer convenience.

In particular, the company emphasized that it strengthened coverage by including competitive guarantees such as 'treatment costs for nerve block therapy for herniated discs,' which is only available through DB Insurance.

A DB Insurance official stated, "We hope that with the Direct Chamjoheun Driving Life Driver Insurance, customers can not only be protected against driving-related risks but also maintain safe driving habits to reduce their accident risks."

This content was produced with the assistance of AI translation services.