DB Insurance, DB Plus Coverage Health Insurance Popular for 'Hemiplegia Diagnosis Coverage'

[Asia Economy Reporter Changhwan Lee] DB Insurance's 'DB Plus Coverage Health Insurance,' launched earlier this year to commemorate the company's 60th anniversary, is gaining attention.

According to DB Insurance on the 15th, this product is the first in the industry to include the 'Hemiplegia Diagnosis Benefit' coverage, which provides up to 500,000 KRW for hemiplegia characterized by muscle weakness on one side of the upper or lower limbs or the face.

Hemiplegia, closely related to stroke, most frequently occurs as a sequela of stroke but can also appear as a prodromal symptom of stroke.

Another feature of this new product is the differentiated coverage scope according to life cycle stages, allowing appropriate protection for each age group.

In young adulthood (20s to 30s), before exposure to disease risk, the new coverage includes diagnosis benefits for 41 diseases including hemiplegia diagnosis benefit to prevent disease progression and reduce treatment costs.

In middle age (40s to 50s), to expand treatment coverage following disease onset, new coverages such as 'Da Vinci Robot Cancer Surgery Benefit' and 'Home Nursing Treatment Benefit' were added. For elderly customers (60 and above), new coverages like 'Long-term Care Home/Facility Benefit' and 'Rehabilitation Treatment Benefit' were introduced to reduce caregiving risks.

In addition to new coverage areas, a 'Step-up Coverage' that doubles the coverage amount for major benefits such as cancer, heart, cerebrovascular diseases, and chemotherapy costs for those aged 60 to 70, where demand for coverage increases, was also newly introduced.

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