KB Insurance Unveils 'KB Seulgiroun Simple Health Insurance' with Enhanced Coverage

[Asia Economy Reporter Changhwan Lee] KB Insurance announced on the 9th that it has newly launched the 'KB Smart Simple Health Insurance' equipped with the special riders for 'Severe Disease (Cerebrovascular·Heart) Special Case Coverage' and 'Car-T Anticancer Drug Treatment Cost.'

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KB Insurance explained that it has significantly strengthened coverage by adding the special riders for 'Severe Disease (Cerebrovascular·Heart) Special Case' and 'Car-T Anticancer Drug Treatment' to the 'KB Smart Simple Health Insurance,' a product designed for those with chronic diseases or difficulty in obtaining insurance due to medical history.

The 'Severe Disease (Cerebrovascular·Heart) Special Case Coverage' allows repeated payments (once per year) during the insurance period upon registration as a beneficiary of the National Health Insurance's 'Severe Disease Special Case,' reducing the actual treatment cost burden for patients. It also provides protection against risks such as rehabilitation treatment costs and income loss continuously incurred due to disease recurrence.

It also includes coverage for 'Car-T Anticancer Drug Treatment Cost,' an advanced cancer treatment that improves the cure rate of hematologic cancers. This coverage provides continuous protection during the insurance period with 'once per year' payments up to a maximum of 50 million KRW.

'Car-T Anticancer Drug Treatment' is a patient-customized immunotherapy where immune cells (T cells) extracted from the patient are cultured to recognize and attack the patient's cancer cells, then re-injected into the patient. It is effective in treating 'liquid cancers' such as leukemia, where cancer cells exist in the blood.

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Junsung Bae, Head of Long-term Products Division at KB Insurance, said, “The newly launched 'KB Smart Simple Health Insurance' alleviates the premium payment burden for customers with pre-existing conditions and includes KB Insurance's differentiated coverage of 'Severe Disease (Cerebrovascular·Heart) Special Case' and 'Car-T Anticancer Drug Treatment Cost.' We hope this new product will help customers lead healthier lives.”

This content was produced with the assistance of AI translation services.