[Gi Ha-Young's Everyday Card] "Use Your Card and Gain 00 Won"... Get a Spending Analysis and Make a Plan

Hyundai Card '2021 Annual Statement Service'
Surpasses 230,000 Users in One Week
Plan Your Yearly Spending with Card Payment Data

Is there anyone these days without at least one credit card? In modern society, anyone can have a card if they set their mind to it. Credit cards have brought unparalleled convenience to everyday life. Now, you can easily see people paying with credit cards or smartphones wherever you go. As demand has increased, cards with various benefits are being released almost daily. In response, Asia Economy delivers diverse stories related to cards, which are inseparable from our consumer life, through the weekly 'Cards in Daily Life' corner, including introductions to new cards, behind-the-scenes industry stories, and guides for card beginners.

Is it the 13th-month salary or taxes? The year-end tax settlement season has arrived. January is also a time to review last year’s spending and plan this year’s consumption. Many people resolve to spend more deliberately around this time every year. However, if you don’t know how despite strong willpower, start by looking back at where and how much you spent last year. The payment data provided by card companies can be the first step.

One Year of Card Payment Data Analysis…Hyundai Card Unveils Annual Statement

On the 14th, Hyundai Card introduced the '2021 Annual Statement,' a representative example. Hyundai Card presented an annual statement report analyzing customers’ consumption life in 2021. This report analyzes and provides card payment information on an annual basis rather than monthly. If you have payment data from the year before last, you can compare two years of spending levels.

This report summarizes cumulative indicators such as total annual payment amount and number of transactions, as well as monthly payment summaries in graphs for easy viewing. In particular, you can check the scale of card benefits you received in numbers. It organizes billing discounts, cashback, M-point usage, etc., in monthly bar graphs. By clicking on the graphs, you can check detailed information on how much benefit was provided and when for each benefit type. It also analyzes and informs you how your spending level compares to peers of similar age.

Check Your Spending Tendencies with One-Line Summaries

The information confirmed through consumption analysis is provided in the form of story cards. Up to 11 story cards are provided per member, containing witty messages about the member’s spending patterns. Examples include 'Flashing here and there with your card' (card payment details by domestic region), 'Are you commuting to a cafe?' (payment amount in cafe sector), and 'BTS (Bus+Train+Subway) and O’clock' (public transportation payment details).

Story cards summarizing one year of card consumption in a single sentence can be shared on social media or saved as images. The level of benefits enjoyed compared to the annual fee paid, payment details by day of the week, time, and region are also concisely but cleverly summarized in one line. This allows you to understand the information more intuitively and enjoyably.

230,000 Users Surpassed in Just One Week

The Hyundai Card 2021 Annual Statement service was used by 230,000 people within one week of its launch. This reflects the enthusiastic response from those wanting to check their consumption patterns from last year.

With the full introduction of personal credit information management (MyData) starting this year, such financial data analysis services are expected to be launched more actively. Just as MyData means that you hold sovereignty over your data, why not plan your consumption this year based on various data, including consumption data provided by card companies? As the saying goes, 'Well begun is half done'?once you make a plan, you can plug the leaks caused by unnecessary spending this year.

This content was produced with the assistance of AI translation services.