Mirae Asset Securities: "Paradigm Shift to Investing Pension Has Worked"

Mirae Asset Securities DC·IRP Top 10% Return Analysis Shows 27.8% Annual Yield
Over 87% of Total Assets Managed in Funds, ETFs, REITs; Exceeding 96% Including Investment-Ready Funds
Notable Services Providing Systems and Pension Portfolios for Customers to Manage Their Own Pensions
Ranked 1st in DC and IRP Returns for 7 Consecutive Quarters Among Top 10 Retirement Pension Providers by Reserves

[Asia Economy Reporter Song Hwajeong] Mirae Asset Securities' investment pension strategy has resulted in high returns for its customers.

On the 20th, Mirae Asset Securities announced that an analysis of the top 10% of defined contribution (DC) and individual retirement pension (IRP) subscribers as of the end of 2021 showed that these customers achieved a 27.8% return over the past year, with over 87% of their portfolios managed in performance-based products.

Mirae Asset Securities has continuously strived to establish investment pensions as a new culture last year, leading a paradigm shift to expand pension assets, which had long been concentrated mainly in safe assets, into investment assets such as exchange-traded funds (ETFs), target date funds (TDFs), and REITs.

Additionally, the company supports successful asset management through a system that allows customers to manage their pensions independently. It offers a convenient mobile pension trading system that enables ETF and REIT trading, and provides pension portfolio services for global asset allocation to customers who need advice on pension asset management.

Currently, in the pension market, there is a strong money movement phenomenon from banks and insurance sectors to the securities sector, and demand for actively managing performance-based products such as ETFs and funds instead of deposits with annual returns lingering around 1% is stronger than ever.

In fact, an analysis of the portfolios of the top 10% of Mirae Asset Securities DC and IRP subscribers showed that 87% were invested in performance-based products, including 53% in ETFs and 30% in funds, and when including funds waiting to be invested, this accounted for 96% of the total. The investment ratio in innovative overseas blue-chip company ETFs was high, while only about 4% was invested in principal-guaranteed products such as deposits.

Among these, the products with the highest investment ratios were TIGER US Nasdaq 100, TIGER China Electric Vehicle, and TIGER US S&P 500, mainly investing in innovative overseas blue-chip company ETFs, which showed annual returns of 40.9%, 60.1%, and 41.8% respectively in 2021. Additionally, products that reduce volatility and allow stable management of pension assets, such as Macquarie Infrastructure and Mirae Asset Strategic Allocation TDF 2045, were also ranked among the top holdings.

Choi Jongjin, Head of the Pension Division at Mirae Asset Securities, said, "Mirae Asset Securities has consistently achieved excellent returns in the pension market and supplies various performance-based products to meet the needs of customers approaching retirement. Going forward, we will continue to lead the expansion of the pension investment culture by allocating customers' pension assets to high-quality global assets."

As of the fourth quarter of 2021, Mirae Asset Securities recorded a one-year disclosed return of 5.77% for DC and 5.91% for IRP, ranking first among the top 10 major retirement pension operators by accumulated funds, and maintained the number one position for DC and IRP for seven consecutive quarters.

This content was produced with the assistance of AI translation services.