DGB Capital Launches Mid-Interest Rate Loan Linked with KakaoPay
Loan up to 150 million KRW
For wage earners or homeowners
[Asia Economy Reporter Sunmi Park] DGB Capital announced on the 16th that it will introduce a mid-interest rate loan-linked product through a partnership agreement with KakaoPay to enhance customer convenience and promote non-face-to-face finance.
The product offers loans up to 150 million KRW to salaried workers and homeowners. Eligible customers are wage earners who have been employed at their current workplace for more than six months or those who own a home, with loan interest rates starting at 5.9% (as of December 16).
KakaoPay is a fintech service used by 33 million subscribers and launched the ‘My Loan Limit’ service in June this year. This service allows users to access the platform to check and compare various loan product interest rates and limits from multiple financial companies, with 33 companies currently providing the service.
Since November, DGB Capital has enhanced customer convenience by activating linked loans through KakaoPay’s ‘My Loan Limit.’ Customers can check the limit and interest rate of ‘mid-interest rate loans’ on KakaoPay’s ‘My Loan Limit’ service and apply for loans by linking to DGB Capital’s mobile financial service.
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A DGB Capital official stated, “We are making various efforts such as expanding partnerships and improving processes to ease the burden on users who need loans due to difficulties caused by COVID-19.” He added, “We are also accelerating development to open a nonstop loan service early next year that allows application to remittance within three minutes through the advancement of mobile financial services.”
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