Shinhan Life Launches 'Jinsim Pumeun Jjin Health Insurance' Offering Various Treatment Coverage Options

Shinhan Life announced on the 7th that it has launched the 'Jinsimeulpumun Jjin Health Insurance,' which offers selectable coverage through various treatment guarantee riders.

[Asia Economy Reporter Oh Hyung-gil] Shinhan Life announced on the 7th that it has launched the 'Jinsimeul Pumeun Jjin Health Insurance,' which offers selectable coverage through various treatment guarantee riders.

This product provides basic coverage for diagnosis of cerebral hemorrhage and acute myocardial infarction, and also covers diagnosis for cerebrovascular diseases and ischemic heart diseases, which have high incidence rates but were difficult to insure. Thyroid cancer, breast cancer, prostate cancer, and other skin cancers are included within the general cancer coverage scope.

Hospitalization benefits are paid from the first day of admission, and enhanced hospitalization coverage is available when admitted to tertiary general hospitals or intensive care units. It offers various coverages such as diagnosis fees for shingles, gout, and specific rheumatoid arthritis, treatment costs for fracture due to accidents, emergency room visit fees, and surgery costs.

It also features an all-pay benefit function. The all-pay benefit allows coverage by combining 'already paid premiums' and 'future premiums to be paid' as a diagnosis benefit. For customers who find it difficult to enroll through standard underwriting, such as elderly or those with pre-existing conditions, the contract review process has been simplified, expanding eligibility up to age 80.

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