Shinhan Bank Publishes 'Future Planning Report 2020' "Proposing Smart Retirement in the Untact Era"

In the Untact Era, Presenting Differentiated Financial and Non-Financial Solutions for Preparing a Second Life

[Asia Economy Reporter Kangwook Cho] Shinhan Bank announced on the 28th that it has published the "Shinhan Future Planning Report 2020," which presents a new standard for retirement life suited to the untact era.

Through this report, Shinhan Bank diagnosed the changes toward the untact and digital era and proposed 'Ssold' as the new identity of seniors who will lead the new normal of retirement planning in this era.

'Ssold' is a contraction of Smart+Old, referring to 'smart' seniors who quickly adapt to the digital and untact era, continue social activities based on health and economic power, and actively manage retirement assets.

Also, the 'Ssold-jok' refers to those who naturally use various SNS, digital platforms, and simple payment methods in daily life and actively manage retirement assets through untact channels even in financial transactions.

The "Shinhan Future Planning Report 2020" is composed of three sections: ▲Research ▲Retirement Planning (Financial) ▲Happiness Planning (Non-financial).

In the research section, various statistical data on the retirement preparation and untact life of the 'Ssold-jok' can be checked by age group. According to Shinhan Bank's survey on the use of untact financial transaction methods, the usage rate of people in their 50s was higher or similar to those in their 30s, and the proportion of SNS usage time between 1 hour and less than 2 hours was the highest without age group differences.

The retirement planning (financial) section provides pension information in a novel format for easy understanding. It introduces a story where a protagonist in their 60s who has not prepared a pension receives help from an AI pension expert to visit their past selves in their 30s, 40s, and 50s to learn age-specific pension preparation know-how, enabling successful retirement planning. The age-specific key points for pension management (National Pension, Retirement Pension, Private Pension, etc.) presented in the report are basic contents of pension management and are expected by Shinhan Bank to be very helpful to readers.

In the happiness planning (non-financial) section, to design a happy second act of life in the post-COVID-19 era, five trend keywords?▲Switch Consumption ▲Home Life ▲Healthcare ▲Self-Development ▲Digital Knowledge Utilization?are summarized. It also introduces smart retirement planning preparation methods through mobile simple payment fintech, online tours, AI healthcare, life career planning services, and digital platforms in the untact era.

A Shinhan Bank official said, "We hope that the 'Shinhan Future Planning Report 2020' will help customers practically prepare for retirement amid the new environmental changes of the post-COVID-19 era."

This content was produced with the assistance of AI translation services.