Hana Bank Launches Hana One Q Jeonse Loan... 100% Mobile from Limit Inquiry to Loan Approval
[Asia Economy Reporter Kim Min-young] Hana Bank has launched a non-face-to-face (untact) jeonse loan product.
Hana Bank announced on the 28th that it has released the 'Hana One Q Jeonse Loan,' which allows customers to check the loan limit and interest rate for jeonse deposits via mobile and apply for and execute the loan.
This jeonse loan is available to salaried workers who have been employed for more than one year and have a public certificate, enabling them to check the limit and interest rate within about 5 minutes through the Hana One Q mobile application without visiting a branch or submitting documents.
It also features a 'Smart Product Recommendation' function that automatically suggests the most advantageous product among jeonse deposit loans for the customer. Loans can be applied for up to 500 million KRW.
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The bank explained that it will provide high convenience to customers who move and transfer jeonse funds on weekends and holidays. A Hana Bank official stated, “This product was developed through collaboration among related departments to allow customers to receive jeonse deposit loans in the simplest way from their perspective.”
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