26,000 People Rush to Pre-Register for K-Bank's 100% Non-Face-to-Face 'Adamdae' Loan

Early Next Month 2nd Pre-Reservation Event

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[Asia Economy Reporter Kim Hyo-jin] K-Bank announced on the 27th that 26,458 people participated in the "Early Bird Pre-Application" event for 100% non-face-to-face apartment mortgage loans, held from the 20th to the 26th, targeting 1,000 customers, recording a competition rate of 26 to 1.

About 55% of the applicants were customers in their late 30s to early 40s, and approximately 13% were aged 50 and above, according to K-Bank's data.

K-Bank plans to notify the selected 1,000 customers of their winning status via text message and app push notifications within the day, and individually inform them of the loan application method and required preparatory documents.

K-Bank's apartment mortgage loan is attracting attention in the mortgage market with a maximum limit of 500 million KRW (for refinancing loans) and a minimum interest rate of 1.6% per annum.

K-Bank's apartment mortgage loan features the use of income information scraping technology, allowing customers to easily check the expected limit and interest rate without issuing separate documents.

The documents required at the time of loan execution have been simplified to two: income verification documents (withholding tax receipts for 2 years or confirmation of withholding tax on earned income) and the registered deed (certificate of registration).

Confirming high customer interest, K-Bank plans to hold a second pre-reservation event in early next month.

Kim Tae-jin, Head of Marketing at K-Bank, said, "Although the apartment mortgage loan product conducted 100% non-face-to-face throughout the entire process may be unfamiliar, customer response was enthusiastic," adding, "We will focus on stable product operation as much as the convenience of non-face-to-face service and differentiated interest rate benefits."

This content was produced with the assistance of AI translation services.