Hana Bank, Non-Face-to-Face from Application to Loan... Hana One Q Guarantee Foundation Loan

[Asia Economy Reporter Kim Min-young] Hana Bank has established a fully non-face-to-face (untact) process for guarantee loan services targeting small business owners.

Hana Bank announced on the 20th that it has launched the 'Hana One Q Guarantee Foundation Loan Service.'

This service is initially implemented in cooperation with the Gyeonggi Credit Guarantee Foundation, and starting next month, guarantee loan services linked with the Seoul Credit Guarantee Foundation will be provided sequentially.

Small business owners who wish to apply for loans do not need to visit the bank or the foundation in person, nor do they need to obtain the required documents offline. Additionally, policy fund loans such as secondary interest subsidies supported by local governments can also be received untact.

Users can access the Hana One Q corporate application (app) to apply for guarantees and execute loans. The mandatory documents for guarantee and loan submission are issued directly by the bank using a scraping method that gathers and manages the applicant's scattered information from various sources, eliminating the inconvenience of having to obtain documents individually.

Jung Sung-kyu, CEO of Hana Bank, stated, “Untact financial services in the post-COVID era are no longer optional but essential,” and added, “We hope this service will be established as a new model for improving financial support for small business owners.”

Hana Bank plans to expand this service to guarantee foundations nationwide in the future.

This content was produced with the assistance of AI translation services.