[AKyung Hit Product] Hanwha Life Expands Main Contract Coverage to 18 Guaranteed Diseases

Hanwha Life Practical and Beneficial GI Insurance

Hanwha Life Insurance is selling the low-surrender-value refund insurance "Hanwha Life Practical GI Insurance," which covers not only major diseases such as cancer, cerebral hemorrhage, acute myocardial infarction, and severe dementia but also disabilities caused by diseases.

This product is characterized by an expanded coverage range compared to existing products. The main contract coverage has been expanded from 8 to 18 diseases, increasing the opportunity for customers to be covered without selecting additional riders. Upon diagnosis of the covered diseases, 80% of the main contract insured amount is paid in advance, which can be used for treatment and nursing care costs, and the remaining 20% is paid to the bereaved family in case of death.

It also includes a rider that covers disabilities caused by diseases. When subscribing to the "Disease Sequelae Disability Rider," Hanwha Life Insurance covers a total of 94 disabilities across 13 body parts including eyes, nose, mouth, ears, arms, legs, and spine according to the disability classification table. (3% to 100% of the rider insured amount is paid)

Coverage for diseases that women worry about has also been strengthened. The "Female Cancer Coverage Rider" covers not only diagnosis funds for breast cancer and female reproductive organ cancers but also surgical funds related to mastectomy and breast reconstruction surgery due to breast cancer. Hospitalization and outpatient expenses for thyroid cancer, which has a high incidence rate, have also been increased. Hospitalization expenses have been expanded from 20,000 KRW to 50,000 KRW, and outpatient expenses from 10,000 KRW to 20,000 KRW, more than doubling.

This product can only be subscribed to as a 30% partial surrender value refund type. For a certain period after subscription, the surrender value is reduced in exchange for reasonable premiums and coverage. The subscription age is from 15 to 65 years old.

This content was produced with the assistance of AI translation services.