KB Insurance Launches KB Direct Ultra-Short-Term 'One-Day Driver Insurance'
Car Accident Fine Coverage Up to 30 Million KRW
Available for Ultra-Short Term Enrollment from 1 to 7 Days
[Asia Economy Reporter Ki Ha-young] KB Insurance announced on the 20th that it has strengthened coverage for automobile accident fines following the implementation of the Min-sik Act and launched KB Direct's 'One-Day Driver Insurance (KB Smart Driver Insurance),' which can be subscribed on a daily basis as needed.
This product has increased the coverage limit for automobile accident fines from the previous 20 million KRW to a maximum of 30 million KRW. Additionally, driver insurance, which was previously available for a minimum subscription period of one year, can now be subscribed for a short term ranging from a minimum of one day to a maximum of seven days.
In particular, this insurance can be selectively subscribed only during the vehicle usage period by short-term vehicle renters such as rental car drivers and shared vehicle users, along with KB Direct's 'Mobile One-Day Car Insurance.'
Despite being a short-term insurance product, it offers the same coverage for driving-related injury accidents as long-term driver insurance policies of one year or more, including daily hospitalization allowance for injuries, fracture diagnosis fees, and plastic surgery treatment costs.
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Kim Seong-beom, Executive Director of KB Insurance Direct Division, said, "With the recent activation of the sharing economy, there is a growing customer demand for reasonable insurance products that provide coverage only for the necessary period." He added, "We will continue to do our best to provide proactive and active innovative services for the expanding digital economic ecosystem, including the sharing economy."
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